Modern Layaway

    Layaway is back and ready for the digital age. Let customers secure products now and pay over time before receiving them.

    Item Reserved

    Layaway Plan Active

    Secured

    Diamond Solitaire Ring

    18K White Gold · Size 7

    $4,800
    Payment Progress$1,600 / $4,800

    33% complete

    Upcoming Payments

    Apr 15
    $800.00
    May 15
    $800.00
    Jun 15
    $800.00
    Jul 15
    $800.00

    2 payments remaining · Item ships after final payment

    How It Works

    A seamless layaway experience from start to finish.

    01

    Create & Share Your Layaway Offer

    Build a layaway offer with your preferred deposit and payment terms. Add it to your website with a checkout button, or share it directly via email, text, or social media.

    02

    Select & Secure with a Deposit

    When shoppers choose layaway at checkout, they submit your required deposit to hold the order. Inventory can be reserved automatically through a variety of integration options — so it's never sold to someone else.

    03

    Pay Over Time with Auto-Pay

    Scheduled installments are collected automatically. Customers receive email reminders and can even pay ahead of schedule from their customer account.

    04

    Plan Paid - Ship Order

    Once the final payment clears, you can release the order for shipping — use one of our many integration options to automate the process.

    Key Features

    Everything you need to run a modern layaway program.

    Inventory Reservation

    Use one of our many integration options to automatically hold items in your inventory system when a layaway plan begins, preventing overselling.

    No Credit Checks

    Offer flexible payment plans without credit checks — removing barriers and making purchases accessible to more customers.

    Clear Shipping Terms

    Set transparent shipping policies and contracts so customers understand upfront that orders are fulfilled only after the plan is paid in full.

    Full Transparency

    Both merchants and customers see every payment, upcoming due date, and plan status in a clean dashboard.

    Payment Reminders

    Automated notifications before each due date keep customers engaged and reduce missed payments.

    Early Payoff Option

    Let customers pay off their balance early with no penalties, improving satisfaction and cash flow.

    Use Cases

    See how Modern Layaway works across industries.

    PREORDERS & COLLECTIBLES

    Turn Hype into Revenue

    Move in-stock collectibles, limited editions, and high-demand items faster. Layaway lets collectors claim what they want today and pay over time — so you close sales instead of losing them to hesitation.

    HIGH-TICKET RETAIL

    Remove Price as a Barrier

    Layaway makes premium items — jewelry, instruments, electronics — accessible without credit checks or interest. Customers pay on a flexible schedule — you close more high-value sales.

    BABY, KIDS & FAMILY

    Help Families Budget with Confidence

    Parents can reserve cribs, strollers, and spots at summer camps months in advance, spreading payments out over time so big purchases don't break the budget.

    TRAVEL

    Lock in Bookings Earlier

    Layaway lets travelers commit to trips, packages, and retreats well in advance with a small deposit — giving you earlier bookings and more predictable revenue.

    Ready to Get Started?

    Create your free account and start accepting flexible payments today.