Flexible Payments for Your Business, On Your Terms.

The all-in-one platform for payment plans, layaway, deposits, and invoicing. No credit checks, 100% approval, and total control over your cash flow. Integrates with your existing stack. Start accepting payments in as little as 10 minutes.

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$325M+

Processed Payments

33K+

Merchant Accounts

1.5M+

Customers Served

Down Payment

$2,500.00

$2,500.00 – $7,500.00

Duration

10 months

Between 1 and 12 months

Frequency

4 weeks

Between 1 and 4 weeks

Plan Overview

I will pay $2,500.00 today, and then $750.00 every 4 weeks for the next 10 months.

Connects to the Tools You Run On.

We don't replace your cart or your accounting software. We power the payments they can't handle.

AES-256 Bank Level Encryption

Level 1 PCI Compliance

EU SCA Compatible

Platform Features

Flexibility That Fits Into Your Workflow

One platform. Every payment scenario. Total control.

Modern Layaway

Revive the classic. Customers pay over time, you ship when paid in full. Zero risk.

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Smart Deposits

Secure the date. Perfect for rentals and events. Collect a deposit now, automate the rest later.

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Pre-Order Engine

Fund your production. Capture revenue before inventory arrives.

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In-House Financing

Approve everyone. Be your own bank for high-ticket services.

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Get Started

Customize Your Checkout

See how merchants tailor the payment experience to their business.

Dynamic Final Payment Date

Auto-calculates schedules around your customer's timeline.

Appointment Date

Payment Frequency

4 payments of $187.50 ending Jul 30

Layaway Widget

Structured installments for retail and high-ticket items.

NUMBER OF PAYMENTS

Total$1,200.00

Per payment$200.00

Split Payment Selector

Even splits for classes, memberships, and recurring services.

Class Start Date

Sep 1, 2026

Split Frequency

Weekly

Bi-weekly

Monthly

8 payments of $112.50

Pre-Order Flexible Options

Full schedule preview for product launches and custom orders.

Duration

3 months

Pay on the

1st

Jul 1 — $166.67

Aug 1 — $166.67

Sep 1 — $166.66

Fully Custom

Build any checkout experience with the API.

POST /api/payment_plan

{ "amount": 5000,

"schedule": "custom",

"installments": [...] }

Customers select their appointment or service date, and the payment plan auto-calculates a schedule that finishes before that date. Perfect for healthcare, events, and any time-bound service.

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Merchant Controls

Fine-tune retries, notifications, contracts, and branding — all from one dashboard.

Industries

Built for Every Business Model.

In-House Financing

Medical & Dental

Patient-friendly financing for dental work, fertility treatments, and elective procedures — NexHealth integration available.

Multi-Session

Fitness & Sports

Automate payments for personal training, group classes, league fees, and seasonal camps — so you can focus on coaching.

Custom Terms

Wellness

Let clients invest in their well-being with custom payment terms for med-spas, holistic care, and ongoing wellness programs.

Final Payment Dates

Travel & Hospitality

Let guests lock in trips with deposits and pay over time — ideal for cruises, retreats, resorts, and group travel.

Hold Reservations

Events & Entertainment

Secure bookings with deposits and let attendees pay off weddings, concerts, festivals, and events on a schedule.

Reoccurring Payments

Rentals & Real Estate

Streamline recurring rent collection for short-term stays, long-term leases, and vacation properties.

Avg. +34% AOV

High-Ticket Retail

Increase average order value by letting customers split big purchases — jewelry, electronics, furniture, and more.

Pre-Order Ready

Product Launches & Collectibles

Capture demand early with deposit-based pre-orders and layaway for limited-edition drops and collectibles.

Student Friendly

Education & Training

Boost enrollments with tuition installment plans for courses, certifications, and training programs.

Retainer Billing

Professional Services

Automate retainer billing for legal, accounting, and advisory firms — collect on time, every time.

Package Plans

Coaching & Consulting

Reduce price objections by breaking high-ticket coaching programs and consulting packages into manageable payments.

Deposit System

Creative & Digital Services

Collect deposits upfront for photography, web design, and creative projects — get paid in full before delivery.

Care Plans

Pet Services

Make vet bills, grooming, boarding, and training more accessible with structured payment plans pet owners love.

Family Friendly

Baby, Kids, & Family

Help families budget for childcare, kids' clothing, gear, and activities with payment plans that fit any schedule.

Milestone Payments

Home & Field Services

Structure milestone-based payments for renovations, repairs, and ongoing maintenance — any project size.

BNPL vs. Partial.ly

See why merchants choose Partial.ly over traditional BNPL providers

Feature

BNPL

Credit Checks

Yes

Approval Rates

Varies

100%

Who owns the customer

Lender

Merchant

Default management

N/A (Lender)

Automated

Margin impact

Medium-High

Low

Setup friction

High

Low

Trusted by thousands of merchants

See what our customers have to say about Partial.ly

Huge

decline in sales prevented

Partially has been a CRUCIAL tool allowing many of our customers to offset the cost of premium items and make them accessible to just about anyone. Without Partially, we would see a huge decline in sales.

Verified Merchant · High-Ticket Retail

Ready to Get Started?

Create your free account and start accepting flexible payments today.

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